We are Moniware.

We develop easy to use apps for financial experts.

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No more silo chaos.

We consolidate and love to simplify complexity.

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We are IT and finance professionals.

Our customer is the centre of everything we do.

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Our Story

Founded by the same team in Moduit (a wealth management platform), we believe our business operating practices and technology can be shared with other financial institution who wish to consolidate and streamline administration using the proper technology available.

Let your focus be on your business goals since the sky is the limit and let Moniware dive into the nitty-gritty stuff. Hiring, grooming and maintaining new talent can be lengthy, expensive and obsolete. Our historical record has shown to complete multiple assignments on time and in line with budget.


Our team is backed by years of financial industry experience that has managed the associated risk, embraced change and abiding regulations set by the Financial Services Authority (OJK).

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Correct use of technology will fundamentally change the way you operate your business, automate processes, reduce cost and increase productivity.

After the strategic planning is over, the art of execution is crafted by our experience team of engineers.

  • UI/UX Design
  • Web App Development
  • Mobile App Development
  • Infrastructure Assessment
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Moduit is an investment tool for end users to access multiple product offerings and manage their portfolios. Users will get the full wealth management journey from end to end in a single platform, i.e. from education, advisory and to transaction. A web browser version is available or you can download the mobile app from the App Store or Google Play Store.

Moduit Advisor is a separate app dedicated for licensed financial advisors to onboard, track and transact on their client’s behalf. Financial advisors can also monitor their own income stream, set appointments and plan for their next financial goal inside the app. This app is again accessible from a web browser and mobile app.

Sinaya BTPN is a power tool used by top tier banks to enrich handling clients’ overall experience. Having a birds-eye view on every clients’ performance, the platform is capable of calculating portfolio recommendations and transact from the multiple savings, investment and insurance products. Running on an Android tablet, this tool is a must for banks of tomorrow.

Our Amazing Features

User Registration

Dukcapil verification and email screening


Questionnaire with OCR technology

Product Recommendation

Built-in advisor with data warehousing


Real-time notification (OTP and Email), Virtual Account, GoPay

Portfolio Rebalancing

Risk profiling and mismatch reminder

Back Office Reconciliation

In conjunction with S-Invest and Dukcapil data

Customer Support

Web and mobile real-time chat support


Advisor's client onboarding, financial planning and goals

Commission Fee

Income fee calculator for agency and agent


In contribution to the tech community, we are sharing our common API with financial industry players and can be found in our Github.

Our Github

Contact Us

contact us

Contact Us

For any inquiries please contact [email protected]


Satrio Tower, 6th Floor
Jl. Prof. Dr. Satrio Blok C4 No. 5 Jakarta Selatan 12950, Indonesia

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  • phone +62 21 5020 2900
  • phone +62 21 5020 2922